Investment & Wealth Management in Calgary

Bellwether Investment Management Inc. is a hand-picked team of portfolio managers and family wealth advisors from across Canada, brought together to achieve a single goal: yours.

Our investment team provides customized portfolio management for individuals, foundations, trusts, pension plans, as well as for-profit and non-profit organizations. Whether you're an affluent family, individual, or institutional investor, it is our responsibility to help you meet the needs of the present while safeguarding the future-especially during times of uncertainty.

How we're different

The best response to an ever-changing world is to do things differently. Here's how our approach to investment management is different from traditional investment approaches-and how it benefits you.

Adaptive ETF

Adaptive ETF is a Bellwether strategy. Our Adaptive ETF team specializes in ETF-based strategies and portfolio solutions for individual and institutional clients, with expertise in global tactical asset allocation.

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BELLWETHER VS. TRADITIONAL APPROACHES

Individual Pension Plans

An IPP (Individual Pension Plan) is a unique retirement funding vehicle for all business owners, senior executives, incorporated professionals, employed family members, and “connected employees” who own 10% or more of the corporation’s shares.

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I’ve given Bellwether everything I have to invest, and I couldn’t be happier. Things go up and they go down, but I don’t bother about it. Trust leads to that confidence. Trust, and a pay cheque every month.

Jackie, Bellwether client since 2010

We could’ve gone with a bank, but we don’t want to feel like client 9658. It comes down to personalized service, shared philosophy and the belief that we’re valued. I feel confident that we’re in good hands.

Doug and Judie, Bellwether clients since 2012

The investment style is methodical, disciplined and, importantly, fulfils our needs without exposing us to unacceptable risk. We appreciate the steadiness with which they help us stick to our plan, their diligence in keeping our fees as low as possible and, not least, their friendliness.

Bill and Donna, BELLWETHER clients since 2018

Services

Investment

Investment objectives
Investment policy
Asset allocation
Investment management
Monitoring portfolio performance

Financial planning

Financial plan
Retirement projection
Income diversification plan
Education funding

Estate planning

Inter-generational wealth transfer
Wills and trusts
Power of attorney
Charitable giving
Guaranteed funds

Tax planning

Personal tax planning
RRSPs
RRIFs
Tax-free savings accounts
Tax preparation

Business owners

Individual pension plans
Insurance
Group benefit plan
Group RRSPs
Business tax planning
Business succession planning

Risk management

Life insurance
Critical illness insurance
Long-term care insurance
Mortgage insurance

Adaptive Global ETF Strategy

WHAT

This strategy uses exchange-traded funds (ETFs) to invest in a truly global mix of assets, including developed and emerging market equities, bonds, and commodities.
WHO

A good fit for growth-oriented investors with a longer time horizon.
BENEFITS

The most important benefit of our global ETF strategy is better risk-reduced returns. Contact one of our ETF Strategists to learn more about the benefits of our strategy.

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Disciplined Dividend Growth Strategy

WHAT

This strategy invests in well-established companies that trade on a North American exchange and have a sustainable dividend yield expected to rise in the future.
WHO

A good fit for income-oriented, low-risk profile investors.
BENEFITS

The key benefit is higher dividend yield with lower volatility. Contact us to discuss additional benefits of this strategy.

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Alternative Fixed Income Strategy

WHAT

This strategy invests in niche private lending opportunities (real estate lending, supply chain finance, short-term private asset-based lending, and royalty streaming) and public market investments.
WHO

Everyone, to varying degrees. We use it in every portfolio, in combination with one of our equity strategies, to generate higher income than traditional fixed income options.
BENEFITS

Offers higher returns than traditional fixed income options. Contact us to discuss other benefits of this strategy.

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Who's in charge of what?

As a Bellwether client, you get everything you need, all in one place.

Bellwether Family Wealth is our team of family wealth advisors, dedicated to helping clients with all of their financial, estate, and tax planning needs. As relationship managers, they get to know you; learn about your hopes and fears for the future, and then work with a portfolio manager to put it all together in a holistic financial plan that reflects your financial aspirations. We also check in with you regularly so the plan can be adjusted as your circumstances change.

Bellwether Investment Management is where your plan is put into action. A portfolio manager will meet with you to establish your investment objectives and determine the investment solution that best suits your needs; then manages your portfolio and monitors performance to ensure you're on track. You can always book a meeting with your portfolio manager to discuss the specifics of your investments, but most of our clients are confident simply knowing that we're all working together to help them achieve their goals.

Together, your family wealth team and portfolio management team make sure you have everything you need to enjoy the journey and reach your desired destination-even when your plans change.

5-step process

If life is a journey, then your financial plan is your road map and your investment program is where the rubber hits the road. Your Bellwether team will help you chart a course, prepare wisely for the trip, make any necessary adjustments and be your trusted travel companion.

Consultation

We meet as many times as necessary to review your goals and determine how we can help you get there. This is our opportunity to get to know you, your family, and your life priorities.

Assessment

We present custom solutions for your situation, including a plan to monitor progress and report back to you.

Recommendations

We review your existing investments and, if you would like, your insurance, tax, estate, charitable giving and business approaches to see how they line up with your goals.

Implementation

We do the work to achieve your outcomes. Your investment committee, which meets weekly, makes regular changes to your portfolio in keeping with your Investment Policy Statement (IPS) to achieve your investment goals-keeping you as much or as little in the loop as you like. Your family wealth advisor or portfolio manager coaches you on anything you need help with, including goal setting, budgeting, business management, and handling important life transitions.